The Mike Beal - Liberty National Lending Group Team
Your premier mortgage lender located in San Diego, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
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Loan Programs
We can help you make a purchase, lower your payment, take cash out, or consolidate debt.
What our clients are saying
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We had an absolutely fantastic experience working with Mike! He was recommended to us by my wife's mom and we’re so glad we followed her advice. Mike was instrumental in... read more helping us secure a loan for our first home, and we couldn’t have asked for a better person to guide us through this process. From the very start, Mike was patient, clear, and thorough in his communication. He took the time to explain every step of the process, ensuring we felt informed and confident along the way. No question was too small or too complicated for him—he was always available to provide answers and guidance, which made an otherwise stressful process much easier to navigate. Thanks to Mike's expertise and dedication, we were approved for our first home, and we couldn’t be more grateful. We highly recommend Mike to anyone in need of a broker. His professionalism and personal touch truly set him apart.
Catherine & Kariar Al-Naiem
Mike Beal is the person to have on your side for top-notch mortgage service! Thank you, Mike Beal, of Liberty National Lending Group, for helping us secure our mortgage... read more loan for our new home. It has been over ten years since we last purchased a house, so we were a little rusty with the lending process. We decided to use Mike Beal as our Mortgage Broker based on his many years of mortgage experience and extensive industry knowledge. From the start, Mike helped us understand all the available loan options and which loan type would be best for our situation. We never felt pressured into making any decision. Mike navigated us through each phase of the process, making sure our documents were correct and complete, pre-qualified us for our loan, and prepared us what to expect at each stage. Mike Beal is highly professional, knowledgeable, and responsive. Several times, when we had to call him after business hours for questions or advice, he was always available or called us back promptly. Mike indeed had our best interests at heart. He gave us invaluable advice when we encountered unexpected hurdles with the sellers. Mike was extremely efficient and helped make our loan process stress-free. We had a positive experience working with Mike Beal as our Mortgage Broker and would definitely use him again. Our loan closed on time, and we got a great rate. We highly recommend Mike Beal to anyone needing mortgage financing for a home purchase or refinancing. Richard & Michele V Brown, Temecula, California
Von Brown
As a first-time buyer, Mike made the home purchase process simple enough to fully understand the paperwork, and made himself available to answer all my questions. Locked me in at... read more a Good rate & always got straight to the point. I'll be calling you again to purchase my next house, Mike. — Adrianna Herna
Adrianna Hernandez
I appreciate the hard work Mike displayed in my experience purchasing my first home, I was nervous not knowing anything but Mike made the process very enjoyable with all... read more the knowledge he has! Every question I had was broken down for me to completely understand. Completing the application online was great as well, I would most definitely recommend Mike.
Angela Hernandez
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Mike was great. Will be my first call for any financing/ refi needs. Credit would be in much better shape if I worked with him from the getgo.
Ryan Wilkinson
Mike was extremely helpful, patient and attentive. He addressed all our questions/concerns in a very friendly manner and kept the same friendly (very) demeanor all throughout the entire process. Thank... read more you Mike for the no BS and zero pressure experience!
push wije
Mike was outstanding to work with on my first home loan! He was extremely thorough, responsive, and not only answered all my questions along the way, but did so with... read more a cheerful spirit. My partner and I knew we were in good hands with Mike, as the entire time he made us feel comfortable and confident that everything was being taken care of. I wish everyone I had to do business with was as professional and friendly as Mike! He was a pleasure - this is the guy you want to work with on your next loan, I couldn't recommend him enough!
Whitney Callahan
I just wanted to let you know what a pleasure it was working with Mike Beal! Our loan process was so easy!!! We loved how proactive Mike is in keeping... read more us in the loop and bugging us when appropriate to keep us on track. Not to mention he is incredibly responsive at any time of the day/week. We would use Mike again in a heartbeat and would recommend him to anyone looking to refinance!!
Amanda Drukker
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Mike was amazing to work with. Very easy going and very professional. He explained everything and was always readily available for any questions I had! I highly recommend... read more him.
Alix Smith
Worked with Mike Beal and I was extremely satisfied with his services. Mike was helpful, efficient, and fast. I got a great mortgage rate with minimum cost and effort on... read more my part. He helped me navigate my options without pressure. Mike was very responsive and patient to all my questions. I would not hesitate recommending Mike to others and would absolutely use his services again in the future.
Lisa Holley
Mike was above and beyond professional. Exceptional communication, very knowledgable, and spent time answering all of our questions about the home loan process. Couldn't have asked for a better, first... read more time home-buyer, loan experience.
Lauren Tapley
If you are looking for a lender look no further. Mike has done multiple loans for my wife and I, and there is a reason we keep coming back.... read more He is easy to work with, he quick to communicate with, just a straight shooter, no BS with this guy. Give him a call if you need a awesome lender.
John Morgan
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Please call Mike Beal if you need a mortgage loan or refi. He is the best out there. Very professional, responsive and gets it done on... read more time and within budget. I have worked with many mortgage folks but Mike is by far the best. You will be very happy if you contact Mike.
cory triglia
***** It was a very easy and enjoyable experience working with Mike on my latest loan. He took the time to go through various payment scenarios based on down payment... read more amounts. I have always been one to put 20% down, but Mike showed me that with this particular loan the PMI for the 10% down was extremely minimal. This enabled me to keep more cash on hand for the improvements I wanted to make to the property. Just one example of how Mike takes the time to get to know his clients and their situations to help them navigate through the mortgage loan process. Mike also kept in constant contact with me as to documents he needed from me to close on time and was available whenever I had a question for him. By him navigating me through the document submission process I was qualified and ready to close within 3 weeks, but Mike also understood that it would be better for me to close at the beginning of the month, thus having a whole extra 30 days until my payment was due. This helped me immensely. As for recommendations, I give Mike a 5 out of 5. Easy to talk to, extremely knowledgeable and his actions display that he cares about his clientele. — Kathy H.
Kathy Holmes
My experience with Liberty National exceeded all my expectations. Mike Beal handled every issue professionally and efficiently with my best interests in mind. I would definitely recommend him to anyone... read more else looking in to loan options.
Jonathan Bradford
Working with Mike was one of the best choices we could have made in our home buying process. He has been a trusted person within my family for all home... read more needs. We felt like we could ask him any questions and he would be honest/real with us. Never did we feel pressured in any way and our mind was always set at ease after having a conversation with Mike. I cannot thank him enough for answering all our crazy questions at all points of the day. His communication and guidance was exactly what we needed! We contacted him a year before we were serious about home buying and he gave me some great advice to get started. Once we decided we were ready we reached out again and after that everything was simple. He broke everything down! I highly recommend Mike and his company. Thank you for all you’ve done!
Julia Osuna
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I cannot recommend Mike more strongly. He simplified the process for us and found us a rate lower than I had been able to find by searching on my own.... read more As first time homebuyers, my wife and I had a lot of questions throughout the process, and Mike explained everything to us clearly (even things unrelated to the mortgage process) and responded quickly to our questions, even at night and on the weekends. If you are buying a home in the San Diego area, using Mike is one of the best decisions you can make in the process.
Cory Schwartz
Nothing short of FABULOUS!!!! Mike not only did a spectacular job but he he’s also a great person!!!! If you need any assistance with your mortgage needs, you... read more owe it to yourself to give him a call.
Greg Rodgers
I have used Mike at Liberty National for two refinances and three inquiries on financing mortgage options. The biggest challenge was getting out from a HELOC when I was looking... read more at interest rate changes. The patience and education he shares with your loan process is comforting. Loans always involve digging up paperwork for underwriting and the process is made clear by Mike. Thanks for great service . ALICIA E. Long Beach Ca
Alicia Ellsworth
Mike Beal is awesome. He helped me refi years ago and I still have that loan. Mike is real professional and always stay in touch. I referred my parents to... read more Mike for help with their refinance.
Thomas Born
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If you need help financing or refinancing your home , I recommend Mike Beal . He is the best !!! He has financed and refinanced our house . If you... read more need an honest , dependable , knowledgeable , reliable , hard working broker , Mike Beal is your guy . Give Mike Beal a call today or send him an email , you will be completely satisfied , we are .
Richard Hayward
Mike Beal isn't a fast food type of service that thinks of you like an assembly line burger like Quicken Loans, who wastes your time only to pass you to... read more the next assemble line person that gives you zero results, can't answer simple questions, and won't offer suggestions. That's a burger with only the buns. Mike actually cares about your dream, lively hood, and future. I say that because Mike took the time to answer many questions from my girl-friend which helped her and she wasn't getting a loan nor was Mike hesitant in helping her either. Many of these financial institutes don't care to help many with simple questions. It's the push for the loan sale, the phone call, or the constant emails to inform you they want to help you. They only care about that commission. Yes we all need to make a living, but how about doing it with integrity, empathy, and exceptional customer service (even if its via computer). If you want honest help, true customer service in a form of a hand shake, or better yet, a person who follows up with you. I recommend Mike Beal! He has done 2 loans for me (more in the future) and I had Mike do my fathers. He is truly what all of us needs as a broker! He is a family man so he understands very well what all of us needs and feels when making a home purchase. I HIGHLY recommend Mike over anyone especially those that only offer the buns to an empty burger.
sean rossetti
When my nephew refinanced his home, he suggested that I contact Mike Beal to look into refinancing my home. It was a great experience! Mike was very informative regarding what... read more documents were needed and what options I had concerning the refinance rates and amounts. He was extremely responsive when I needed answers and just a real pleasure to work with. I highly recommend him to family, friends, or anyone needing refinancing or home loans.
Berle Dale