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🏠 The Mortgage Expert Seniors and Families Trust — Especially When Things Get Complicated
After 25 years as a licensed mortgage broker, one thing is clear: no two families’ financial stories are the same — and that’s especially true when it comes to seniors navigating retirement.Whether you’re considering a reverse mortgage, refinancing your home, or securing a VA or FHA loan, my role is to bring clarity, compassion, and…
Read MoreThe Truth About Reverse Mortgages (A Guide for Families)
As our parents get older, we often find ourselves thinking more about their well-being. We want them to be happy, healthy, and financially secure. Sometimes, this means having conversations about their finances and future plans. If your parents own their home, you might have heard about something called a reverse mortgage. It’s a term that…
Read MoreReverse Mortgage Case Study #2.
Clients: 95-year-old male with 24-hour skilled nursing needs (in-home) & 92-year-old female dementia patient (in memory care outside of home) Prior to the male’s health needs arising and the female’s cognitive abilities declining, a power of attorney (on behalf of the male) and a court authorized conservatorship (on behalf of the female) were established by…
Read MoreReverse Mortgage Case Study #1.
Below is a breakdown of a recently closed reverse mortgage loan that was used solely to fund in-home care and allow the senior to age in place. This particular case was possibly the most complicated one that we have encountered due to the multiple moving parts. Most cases have one or two moving parts, but…
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