Phone: (858) 560-4001
Phone: (858) 560-4001
Low Rates. No Hassle.
Find out how Mike Beal can help make qualifying for a low rate mortgage EASY.
Get your FREE copy of my Cheat Sheet and Checklist...


"How to Qualify For a Low Rate Mortgage without the Headaches, Hassles, or Haggling!"
I'm Mike, and I'm Here To Help
You've heard the horror hard it is to qualify, the mounds of paperwork you have to provide, the difficulties and delays. Not to mention the fighting, shopping, and haggling to get a good rate.

I've got great news...

I'm here to solve that for you. Go ahead and download my cheat sheet and I'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy.

When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle that's normally associated with it.

It's easy to reach me - feel free to call me direct or if you prefer you can email me. Either way I'm here to make the experience of getting a mortgage a good one for you.

Whether you need the mortgage to buy a home, or are looking to refinance for a better rate or some cash out of your property, I can help.

I look forward to hearing from you.
Would you like to discuss your mortgage with me?
All consultations are NO CHARGE and NO OBLIGATION.
What I Do
Outstanding Communication and Follow-up
We keep you informed and return all emails and calls promptly so that you never have to wonder what is going on with your loan.
Professional Support
Count on us to be there with you and to help you navigate the entire mortgage process. We'll help you cut through the red tape and avoid the common mistakes people make.
Competitive Low Rates
We work with you to find the right program and secure low market rates to make sure you are paying the lowest payment each month.
Close Your Loan On Time
Not all lenders can close quickly or on time. We work closely with you through the process to meet all deadlines and make sure that your loan closes on time.
Have questions about the mortgage process?
Who I Help

First Time Home Buyers

We know how overwhelming the process of buying a home is, especially if it is the first time that you're doing it. We will work closely with you to explain the process, to protect you from making mistakes that could cost you later, and to ensure that your mortgage gets approved and you get the home that you are so excited to be buying!

Move Up and Second Home Buyers

Buying a new home when you currently own one has it's own unique set of concerns. We can answer all of your questions about how to qualify and purchase a home when you already own one whether you're buying a new primary residence or a second vacation home.

Refinancing Home Owners

If you already own your home but you are looking to refinance to either save money with a lower interest rate or possibly take some cash out for any reason, we can help you with that. We also can show you how to make sure you are structuring your new financing to get the best deal possible.

Investment Buyers

If you're buying real estate for investment purposes, we can help you secure low rate financing to maximize your ROI. 

Seniors Seeking Reverse Mortgages

If you are 62 years or older and are looking for options to stay in your home without a mortgage payment or to access your home's equity while still living there, I can answer your questions about reverse mortgages so you can decide if they are right for you.
What My Clients Say
Other Resources You'll Find Helpful
Looking for help with your down payment?
Let me share with you 3 government sponsored programs for buying a home with little or even no money down!
Buying a new home when you already own one?
If you are thinking about selling your current home and are looking at buying a new one, be sure to know this info.
Want to get a low rate when refinancing?
With these insider strategies you'll know what questions to ask to get the best offer from any lender (even me!)
Work With Me
I recognize that your needs are unique, and I would love to find out exactly how I can be of service to you.
Contact me by email or give me a call.
If email is your preferred method of contact, go ahead and email me.
Call me today with any questions you have about the process - I'm happy to help.
Real Estate Agents I Work With
If you're thinking about buying or selling a home, and you're looking for a good agent, these are agents I recommend...
Kelly Marugg, Realtor & Zillow Premier Agent
United Real Estate San Diego
"We are 100% Owned & Operated by a Firefighter Family"
MRP, Military Relocation Specialist
HOME 4 A HERO PROGRAM & 1st Responders Endowed Kinship - Ask!
Claire Lissone | Broker
Real Estate Collective
5742 W. Adams Blvd.
Los Angeles, CA 90016
Matt Sansone
DRE #01956847
Download this app to shop homes
Gary Jacobi 
CA DRE #01967837
Jessie Wiggins
Realtor/VA Specialist, RE/MAX Executive
209-577-2121 | 209-552-1870
220- A Staniford Ave Modesto Ca, 95350 
Cal Bre #01992235
Serving all of the Central Valley and the Bay Area
Ethan Hall
Team Metro Real Estate
1975 Fifth Avenue Suite C
San Diego, CA 92101
CalBRE# 02035622
Call/Text: 619.977.9174
Deena Kennedy
3825 Hopyard Rd Suite 106
Pleasanton, CA 94588
DRE# 02115387
Darrell Keliinoi
Century 21 Award
San Diego, CA
BRE 01247150
Cassi Schoch
Way Point Properties
San Diego, CA
DRE # 02204163
Mike Beal, NMLS# 236308
Mortgage Broker
3914 Murphy Canyon Rd #207
San Diego, CA 92123

Liberty National Lending Group
NMLS# 238335

NMLS Consumer Access

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